DCL (Digamber Capfin Limited) is a Rajasthan’s first regulated Non-Banking Financial Company (NBFC-MFI) (Company Registered in 1995 providing financial and support services to the marginalized sections in society, particularly to poor rural and urban women. The creation of social value includes poverty alleviation and the broader impact of improving livelihood opportunities through the provision of capital for micro enterprises, and insurance for risk mitigation and consumption smoothing. Systematically, by providing them income generating loans and business development services, DCL reaches out to help these women build productive microenterprises, thereby contributing to the development of sustainable communities.
Focus of the company is on micro finance market only, and specially is on Rural Market which is negligibly explored. Rural poor most of them are landless or marginal land owners dependent upon traditional farming practices. They are more dependent on Monsoon. In absence of Human Capital (Education and relevant skills) their employability in non farming jobs is very low.
A personalized service with local environment has given DCL an advantage over competitors. More local associates and bigger area coverage is on target for optimum utilization of resources. Backward integration like Capital support from any institution is required for faster implementation of Vision.
Energized, experienced and committed entrepreneur: Young & qualified entrepreneurs, fully charged and successful in there endeavor. Track of consecutive 19 Successful years.
Market, product, technology and customer focus is important and that is the basic factor of Successful track of DCL.
After Demonetisation MFI industry faced a problems but at Digamber Finance with a clear vision now the company has crossed 200 crore AUM as on 30th Sept 2017 with the view of closing it approximately
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