Products Offered

Increase Your Income
with our Unsecured Income Generation Loans

Whether you are in business of Selling Vegetables, Small Petty Shops or producing milk, honey, commodities and food items, you may be artisan, DCL gets you a loan easily, quickly and without collateral and Income proof. DCL has taken an initiative by way of designing products, specially based on requirement of lower income group. Our product will be offered to members who qualify on the basis of field assessment. The main criteria for field assessment will be the ability if the members to repay the loan through increased income generation. Relationship Officer and Branch Managers will perform loan utilization cheeks regularly.

  • Joint Liability Group Loan

     

    This type of loan we offer only for women in groups for their Income generating activities.

    This is a first time relationship loan.

    The Group size will be minimum 05 and maximum 20 women

    Borrower
    Women only

    Members
    Min:05 Max:20

    Amount
    Rs:15000-50000

    Tenor
    12-48 M/BiW/W

    Effective Fee*
    22-26%

    Processing Fee
    1.0 % + GST

    Insurance Charge
    Actual

    IML Loan

    Individual Micro Loan:-This is an individual unsecured loan which we give to men and women both for their expansion in business. Generally we offer to small shopkeepers who have some inventories in their shops.

    Borrower
    Both

    Members
    Min:1 Max:1

    Amount
    Rs:60000-100000

    Tenor
    12-48 M/BiW/W

    Effective Fee*
    22-26%

    Processing Fee
    2% + GST

    Insurance Charge
    Actual

  • Solar Operated Instrument

    DCL is providing doorstep facility to mitigate distance between availability of product and end-use customers. The product is available on both finance & cash basis on the choice of the customer. If the customer opts finance medium, the same is available in easy monthly installments

    FEATURES OF PRODUCTØ Detachable stand

    Ø 2.7 W Solar Panel with 16.4 Ft (5m) Cable

    Ø USB Charging cable with adapters

    Ø 3 in 1 portable solar lantern for light and entertainment