An expert in B.Com along with Engineering background; Gold medalist in law is carrying the extensive experience of working with Bank in the high profile Top Management positions. Very resourceful, analytical and proactive having more than 40 yrs experience with specialization in Finance and credit. Effective communication and negotiation skills with strategic planning abilities to deliver satisfactory results for both customers and the institutions where he has worked in standalone Positions or a part of the team has helped him in the creation of his proven record. He has worked across many functions of Banking. He is obligated to bring objectivity to the oversight function of the board and improve its effectiveness.